Hot Girl Summer in Full Effect....on a budget.
Ever since Megan Thee Stallion came at us with straight HEAT talkin’ bout HOT GIRL SUMMA, I have not been able to sit still.
As a Caribbean gal, I look forward to the sticky summer months to truly be in my element. I love the sun, the beach, the cold Presidentes, and yet- one thing that has hit me hard was realizing my hot girl summer needed to come on a budget.
This past March, I was blessed with getting my dream career role- one that ultimately bumped up my salary significantly + put me right in the driver’s seat. The opportunity came at a time when I was not feeling so great after two major transitions hit me with a reality check: a break-up which also left me looking for a new home in the midst of my heart healing.
The boost in salary felt like a boost to my self-esteem and it quickly dovetailed as I was busy trying to adjust to my new status + maneuvering major life changes.
so, to all my hot girls-
let’s be hot girls long-term. not just this summer. here are some tips I’m looking to implement as I stay clear and on task while shaking it up to some Meg!
Get a fun card!
Get a separate account + debit card to use for your hot girl ‘tivities this summer. this helps you create a spending limit w/o asking you to put your main account in peril. it will also enable you to keep track of how much you’re spending- not every brunch is worth it, sis!
Track your credit
this isn’t really that fun, but still crucial. the truth is even if you are a high-earner: your credit matters. alot. keeping track of your FICO score will keep you in line + allow you to assess your debt in a smart way.
Get an online Savings account
millennials really have came up with everything, huh? traditional banking may not be the only way to keep your savings since you can easily link accounts if you are using the same bank making it way too easy to transfer. instead, consider an online savings account like Ally where you will not be so tempted even once you find that $1 oyster specials at that place after work. even if you need to transfer, it will take several days making you really consider the need.
I kicked off my hot girl summer in my beautiful island of Dominican Republic! Can’t wait for more travels later this year.
hope this is helpful in keeping us all accountable this summer! I’m hoping to take my own advice so I can keep up with my planned travels + still find time to save for that beautiful condo that keeps coming up in all my dreams.
toodles! xo
Beya